By accessing or using this website, you agree to be bound by these Terms of Service and by the accompanying Privacy Policy. If you do not agree, please don't use this site or submit a quote request through it.
This website is operated by Simon Randle, an independently licensed life insurance producer (NPN 22193519), licensed in South Dakota, Minnesota, Louisiana, Georgia, Ohio, Michigan, Wisconsin, and Florida. I am independent and not tied to a single insurance carrier — I'm appointed to offer products from multiple carriers and help match coverage to your situation.
This site operates independently from, and is not affiliated with, any bookkeeping, accounting, tax, or payroll business. It exists solely to present information about life insurance products and to connect visitors with me for a quote.
This site is provided for general informational purposes, to describe the types of life insurance coverage available and to let visitors request a quote or consultation. Nothing on this site is an offer of insurance, a binder, or a guarantee of coverage. An actual insurance policy is only issued after underwriting and approval by a licensed carrier.
Content on this site — including coverage descriptions, FAQ answers, and any figures or examples — is educational and general in nature. It is not personalized financial, tax, or legal advice, and shouldn't be relied on as such. Insurance needs vary based on your individual circumstances; please consult a qualified financial, tax, or legal professional regarding your specific situation before making a decision.
Any rates, coverage amounts, or underwriting timelines referenced on this site are illustrative and not guaranteed. Actual pricing, coverage availability, and underwriting outcomes are determined by the insurance carrier based on your application, health, age, and other factors, and can differ from anything discussed on a call or shown on this site.
By submitting the quote request form and checking the consent box, you agree that I, and/or my authorized representatives, may contact you about life insurance and related products at the phone number you provide — including by call, text, automated dialing or texting technology, prerecorded message, or AI voice assistant, in addition to live calls and texts from me directly.
This consent is not required to purchase any product or service. Message and data rates may apply, and frequency varies. You may revoke consent at any time by replying STOP to a text message or telling me directly to stop contacting you. See the Privacy Policy for more on how your information is used.
This site and the insurance products described on it are intended for individuals who are 18 years of age or older and legal residents of a state in which I am licensed. If you don't meet these criteria, please do not submit your information through this site.
You're responsible for providing accurate, current, and complete information when requesting a quote or applying for coverage. Providing false or misleading information on an insurance application can affect underwriting decisions and may impact coverage or claims after a policy is issued.
The text, design, layout, and graphics on this site are the property of Simon Randle unless otherwise noted, and may not be copied, reproduced, or distributed without permission. Carrier names and logos referenced on this site belong to their respective owners and are used to describe the carriers I'm appointed with.
This site may link to third-party resources, including the National Association of Insurance Commissioners (NIPR) producer lookup, or to carrier websites during the application process. I don't control those third-party sites and am not responsible for their content or privacy practices. Any application you complete directly with a carrier is governed by that carrier's own terms and privacy policy.
This site and its content are provided "as is," without warranties of any kind, express or implied. To the fullest extent permitted by law, Simon Randle is not liable for any indirect, incidental, or consequential damages arising from your use of this site or reliance on information found on it. Nothing in these Terms limits any liability that cannot be limited under applicable state insurance law.
These Terms are governed by the laws of the State of Minnesota, without regard to conflict-of-law principles, except where a different state's insurance regulations apply to a specific transaction based on your state of residence.
These Terms may be updated from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the site after changes take effect means you accept the updated Terms.
Questions about these Terms can be sent to:
Simon Randle
Licensed Life Insurance Producer, NPN 22193519
Email: randlesimon09@gmail.com